![CBDC_FedComments_Blog_Image[13]](https://blog.srmcorp.com/hs-fs/hubfs/CBDC_FedComments_Blog_Image%5B13%5D.png?width=932&name=CBDC_FedComments_Blog_Image%5B13%5D.png)
Creating a US central bank digital currency (CBDC) could have several benefits; however, it would also cause a plethora of systemic challenges for the existing financial system.
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Topics: Vendor management, Cryptocurrency, CBDC, Federal Reserve, Blockchain
![Recruitment_Blog_Image[27]](https://blog.srmcorp.com/hs-fs/hubfs/Recruitment_Blog_Image%5B27%5D.jpg?width=932&name=Recruitment_Blog_Image%5B27%5D.jpg)
Financial institutions (FIs) of all sizes struggle to recruit and retain younger employees and customers – a challenge exacerbated by the rise of neobanks that offer enhanced experiences, streamlined processes, and faster decisions.
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Topics: Payments, Vendor Contract Negotiation, Bank Vendor Management, Credit Union Vendor Management, Rewards Programs, Gen Z
![Loyalty_WP_Blog_Image[61]](https://blog.srmcorp.com/hs-fs/hubfs/Loyalty_WP_Blog_Image%5B61%5D.jpg?width=932&name=Loyalty_WP_Blog_Image%5B61%5D.jpg)
So many assumptions about banking – and business in general – have shifted over the past 20 months that it’s reasonable to question whether long-held beliefs about consumer loyalty need to be revised as well.
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Topics: Vendor Contract Negotiation, Bank Vendor Management, Credit Union Vendor Management, Branding, Loyalty, Sustainability
![Stablecoins_Blog_Image[20]](https://blog.srmcorp.com/hs-fs/hubfs/Stablecoins_Blog_Image%5B20%5D.jpg?width=932&name=Stablecoins_Blog_Image%5B20%5D.jpg)
Most of the excitement surrounding cryptocurrency has focused on Bitcoin and similar altcoins. This is understandable, as this asset class accounts for over 95% of the market value assigned to digital currencies and has been responsible for eye-popping returns in recent years.
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Topics: Vendor Contract Negotiation, Cryptocurrency, Bank Vendor Management, Credit Union Vendor Management, DeFi, Stablecoins, CBDC
