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LAS VEGAS — On day two of the sprawling Money20/20 conference at the Aria Resort here, speakers waded into many of the era’s hot button topics including interchange to bank branch reinvention, tokenization and card not present fees.

With the liability for card fraud set to switch in one year to financial institutions and merchants that aren't ready for EMV, many credit unions are scrambling to transition from slide-and-sign to pin-and-chip.

Point-of-sale network CU24 and Allpoint, a national ATM network, have extended an agreement to continue offering access to the more than 55,000 surcharge-free ATMs through CU24.