Welcome To
The Bottom Line

SRM Perspectives on Key Industry Trends

Unlocking Full Value with Payment Hubs: Why Comprehensive Payment Strategies Matter

Posted by Dean Nolan on Oct 31, 2024 2:02:01 PM

Payments-Blog-Image

As financial institutions face evolving payment demands, they often implement payment hubs to streamline services such as ISO20022-compliant wire processing or new instant payment rails like RTP and FedNow.

Read More

Topics: Payments, Payment Strategies

Navigating the Complexity of Core Modernization

Posted by Jeff Ostheimer on Oct 21, 2024 9:30:00 AM

Jeff-Ostheimer-Blog-Image

In today's fast-paced financial services environment, core modernization is no longer just a buzzword but a critical factor for the strategic growth of financial institutions. As institutions look towards core modernization, the "nice-to-have" sidecar core solutions that were once considered niche have now reached the mainstream and drive strategic discussions among fintechs, banks, and credit unions of all sizes. The future of banking is being reshaped, and core modernization is at the heart of the conversation.

Read More

Topics: Core Systems, Core Platforms, Core Processing

Exploring the Innovation and Market Potential of Request for Payment

Posted by Dean Nolan on Oct 15, 2024 11:02:00 AM

Dean-Nolan-Blog-Image

We are heading into the height of industry conference season. One of my favorites is the Association for Financial Professionals’ annual conference. This year’s event, AFP2024, will take place in Nashville from October 20-23, and I’m honored to be moderating a panel on Request for Payment alongside colleagues from Netflix, US Bank, and The Clearing House.

Read More

Topics: Vendor Contract Negotiation, Bank Vendor Management, Credit Union Vendor Management

Will DOJ Antitrust Suit Against Visa Change the Payments Landscape?

Posted by Casey Merolla & Leanne Lange on Oct 8, 2024 2:52:25 PM

DOJ-Visa-Blog-Image

Roughly a week ago, the US Department of Justice (DOJ) filed an antitrust lawsuit against Visa, calling into question how they retained and gained its debit card market share in the post-Durbin era. The DOJ has alleged that Visa created a “web of unlawful anti-competitive agreements to penalize” financial institutions, merchants and processors for using competing payment networks. In addition, the DOJ suspects the card network used its monopoly power to squash innovative and potentially lower cost debit alternatives by companies such as Apple, PayPal, and Block. But what could this lawsuit mean for the payments industry moving forward?

Read More

Topics: Payments

Subscribe to our blog

Archives

see all

Posts by Topic

see all