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SRM Perspectives on Key Industry Trends

Assessing the Banking Industry's First-Quarter Performance

Posted by Paul Davis on May 16, 2023 11:09:00 AM

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The first quarter will not be easily forgotten, given two of the biggest-ever bank failures and the ensuing panic that engulfed several other regional banks.

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Topics: Deposits, Apple Savings, Securities, Commercial Real Estate, Net Income

Keeping Depositors Engaged in a Time of Disruption

Posted by Tim Keith on May 2, 2023 11:12:00 AM

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The deposit market, which had been remarkably dull and easy to overlook for over a decade, continues to deliver new twists. The latest shot across the bow comes courtesy of Apple and Goldman Sachs – in the form of a savings account with a 4.15% annual rate and no minimum balance.

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Topics: Vendor Contract Negotiation, Bank Vendor Management, Credit Union Vendor Management, Deposits, liquidity, Apple Savings

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