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SRM Perspectives on Key Industry Trends

NAFCU: FED CONCLUSION ON INTERCHANGE IS OFF-BASE

Posted by Strategic Resource Management on Jan 30, 2014 9:00:00 AM

ARLINGTON, Va. – NAFCU has issued a statement saying it disagrees with a recent Federal Reserve report’s findings that the exemption for small debit card issuers from interchange fee standards is working as designed.

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LOOMING CFPB OVERDRAFT RULES COULD HIT SOME BANKS HARD

Posted by Strategic Resource Management on Jan 23, 2014 9:00:00 AM

Since 2010, consumers who walked into any bank to open a checking account got the choice of whether to opt in to overdraft coverage on debit card purchases.

But despite that standard opt-in requirement, there remains wide variation in how different banks design, sell, and price their overdraft plans. Overdraft fees at banks range from as little as $7.50 to as much as $40, according to research by Moebs Services.

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CURRENT ECONOMY REVEALS STRONG NEGOTIATING HAND

Posted by Strategic Resource Management on Jan 16, 2014 9:00:00 AM

When the late Victor Kiam declared in a television commercial that he liked Remington shavers so much that he bought the company, the legendary businessman was being a little disingenuous. A more accurate, though admittedly less colorful, statement might have been that his negotiating skills would enable him to cut the nearly bankrupt company’s expenses, boost earnings, and make it profitable again.

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Good News for Banks Looking to Minimize the Impact of the Durbin Amendment

Posted by Strategic Resource Management on Jan 9, 2014 9:00:00 AM

If you are looking for ways to minimize the impact of the Durbin Amendment, we have good news. SRM offers a proven solution to maximize debit card income and measurably improve the bottom line in your debit card portfolio.

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