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SRM Perspectives on Key Industry Trends

Debit Interchange Finds Itself in the Fed's Crosshairs

Posted by Myron Schwarcz and Keith Ash on Oct 31, 2023 11:02:00 AM

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Most of this year's chatter surrounding card interchange has centered on the prospects for the Credit Card Competition Act's passage. While this pending legislation remains on the watch list, the plot has taken a sudden twist. The Federal Reserve, at an October 25 meeting, pulled debit interchange squarely back onto center stage.

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Topics: Vendor Contract Negotiation, Bank Vendor Management, Credit Union Vendor Management, Durbin Amendment, Debit Cards, Interchange Fees

Finding the Right Partners Matters with Card Conversions

Posted by Jeff Ostheimer on Oct 3, 2023 11:03:00 AM

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The financial landscape evolves fast, with banks and credit unions constantly seeking ways to enhance their services, stay competitive, and comply with laws and regulations. One significant challenge they face is the conversion of their card processors – a complex and mission-critical task that can benefit from the expertise of a consulting partner.

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Topics: Fintech, Vendor Contract Negotiation, Bank Vendor Management, Credit Union Vendor Management, Credit Cards, Card Processing, Debit Cards

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