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The Bottom Line

SRM Perspectives on Key Industry Trends

Credit Quality Could Be Next Earnings Headwind

Posted by Paul Davis on Nov 29, 2023 11:05:00 AM

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Credit quality will become a bigger part of the conversation as banks and credit unions head into the homestretch of 2023.

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Topics: Net Income, Credit Quality, Changeoffs, Loan-Loss Provision, Earnings, Risk Management

Assessing the Banking Industry's First-Quarter Performance

Posted by Paul Davis on May 16, 2023 11:09:00 AM

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The first quarter will not be easily forgotten, given two of the biggest-ever bank failures and the ensuing panic that engulfed several other regional banks.

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Topics: Deposits, Apple Savings, Securities, Commercial Real Estate, Net Income

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