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A View of the Industry That Pulls No Punches

What a Decade’s Difference Means to Your Card Branding Agreements

Posted by Bob Koehler on Apr 26, 2020 9:00:00 AM

card brand blog

Card-issuing institutions of all stripes (yes, a payments pun) are in store for some interesting times. According to SRM’s findings, a disproportionate number of card branding agreements are coming up for renewal over the next 12-18 months. Why is this important? Consider the timing.  These contracts, commonly signed with MasterCard and/or Visa, tend to be long term in nature and govern a large and growing share of non-interest income. As SRM witnessed during economic recovery from the 2008 financial crisis, properly realigning your bank or credit union’s critical card branding contract with the market, as well as other payments agreements, can uncover hundreds of thousands in both cost savings and revenue growth. 

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Topics: Debit and Credit, Card Not Present, Contactless, Card Branding

No Sign of Payments Slowdown in Latest Fed Research

Posted by Larry Pruss on Jan 27, 2020 12:00:00 PM

No Sign of Payments Slowdown in Latest Fed Research

January’s release of the 2019 Payments Study from the Federal Reserve reveals that American purchasing behavior is evolving at full force, especially in debit and credit card use. Every three years, the Fed releases a comprehensive study on usage trends for noncash payment instruments. This most recent data shows the persistence of several longstanding trends – and some are gaining speed.

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Topics: Payments, Vendor Contract, Cardless, Noncash, Debit and Credit, Payment Strategies

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