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The Bottom Line

SRM Perspectives on Key Industry Trends

Credit Quality Could Be Next Earnings Headwind

Posted by Paul Davis on Nov 29, 2023 11:05:00 AM

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Credit quality will become a bigger part of the conversation as banks and credit unions head into the homestretch of 2023.

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Topics: Net Income, Credit Quality, Changeoffs, Loan-Loss Provision, Earnings, Risk Management

Uncertainty & Determination: Bankers’ Reality Check for 2024 and Beyond

Posted by Paul Davis on Oct 17, 2023 11:27:00 AM

Uncertainty-Blog-Image

The year ahead will bring a host of unknowns – including legislative and regulatory intervention, the resiliency of credit quality, and an unclear economic trajectory. A murky outlook will make it challenging for banks to determine a strategic course of action without hesitation.

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Topics: Revenue, Deposits, Expense Management, Regulation, Client Management, Credit Quality

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