The Bottom Line

Get to the bottom of all things banking with weekly expert musings from SRM. The Bottom Line takes what we hear from financial institutions, fintechs, and industry influencers - separating the news from the noise. We offer unfiltered observations and thoughtful forecasts responding to industry developments and trends as they happen, with emphasis on how financial institutions can better serve their stakeholders.

Enhancing Profitability to Prepare for New Capital Rules

Posted by Lawrence Pruss on Mar 24, 2016 9:00:00 AM

According to new National Credit Union Administration rules, before 2019, many credit unions will need to significantly increase their capital to adequate levels.

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The 7 Most Expensive Vendor Management Mistakes

Posted by Patrick Goodwin, President on Mar 10, 2016 9:00:00 AM

Financial institutions are full of smart professionals—straight shooters who know how to judge character and structure a deal. But even the wisest among them overlook savings opportunities when dealing with third-party vendors.

Pressed for time and facing salespeople determined to sell their services at a premium, these otherwise successful professionals can find themselves at a disadvantage and end up paying for it.

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