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SRM Perspectives on Key Industry Trends

Operational Agility Will Be Critical in 2024

Posted by Neil Dougherty on Jan 31, 2024 11:03:00 AM

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Bankers have entered what many view as a challenging year for financial institutions of all sizes. There is plenty of uncertainty surrounding the regulatory environment, credit quality, and the Fed’s plans for interest rates.

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Topics: Innovation, Fintech, Contract Negotiation, Bank Vendor Management, Credit Union Vendor Management, Expenses, Profit, Core Contracts

Reputation Matters When Evaluating Transformation Initiatives

Posted by Simon Rose on Sep 28, 2023 11:05:00 AM

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Reputation. It’s the single most important factor for any organization and should always be a key consideration for financial institutions evaluating any strategic, operational, and technology initiatives.

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Topics: Technology, Innovation, Fintech, Vendor Contract Negotiation, Bank Vendor Management, Credit Union Vendor Management, Transformation, Reputation

Innovation and Financial Inclusion Opportunities for Credit Unions

Posted by Neil Dougherty on Sep 14, 2023 11:19:00 AM

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At SRM, we consider ourselves not only advisors but information gatherers and trend trackers. When not working directly with our clients on strategic endeavors or identifying bottom-line savings, we seek out the latest industry insights across our professional networks and from our state, regional, and national partners.

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Topics: Innovation, Fintech, Credit Unions, NCUA, Affordable Housing, DEI, Rodney Hood

Developing a Sidecar Strategy for Tech Innovation

Posted by Jeff Ostheimer on May 23, 2023 11:58:15 AM

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Banks and credit unions are taking a new look at the role their core systems play in delivering products and services to customers.

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Topics: Innovation, Fintech, Vendor management, Core Platforms, Cloud

Open Banking: Two Continents, Two Agendas

Posted by Simon Rose on May 19, 2019 9:00:00 AM

Open Banking

In a recent blog post, we outlined the lessons learned in the year since the UK’s Open Banking regulation took effect. The Open Banking concept is hardly confined to Great Britain, however. Countries as geographically and culturally diverse as Singapore, Australia, Holland and Canada have also embarked on similar endeavours to alter the dynamics of their financial services sectors – thus also altering other interconnected sectors.

Although it’s difficult to envision a similar top-down mandate in the United States, there is growing evidence that many of Open Banking’s features will become part of the American landscape through other means. Yet, depending on where you look, commentators cannot agree on the impact of Open Banking’s introduction in the U.S., whether it be success, failure, positive or negative.

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Topics: Strategic Sourcing, Payments, Innovation, Open Banking, Fintech

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