The Bottom Line - Europe

Could Credit Unions be the New Challenger Banks?

Posted by Dave Varney on Feb 12, 2019 9:00:00 AM

Challenger banks

Ok, so clearly they’re not banks but putting aside regulatory distinctions, it’s an interesting question. And if you’re Canadian you may already have a view, as last week Ontario’s biggest Credit Union, Meridan announced “motusbank”: a national digital bank with a Credit Union ethos. How long before we see something similar in Europe?

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Politics Aside, Nine Lessons About Negotiations from Brexit

Posted by Dave Varney on Jan 23, 2019 6:15:59 PM

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Though it may be difficult to do, leaving politics aside for a moment, you may find that current world events offer useful insights that have relevance and application to your work. 

Here are nine observations from the challenges faced by the parties involved in the Brexit negotiations. 

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The January Sales: 4 Reasons to Engage Your Supply Chain Early in 2019

Posted by Dave Varney on Jan 7, 2019 9:00:00 AM

January Sales

1. Start your year as you mean to go on – plan together for success

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Cash, Does it Still Have Legs?

Posted by Simon Rose on Dec 21, 2018 9:00:00 AM

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This week saw the interim report from the Access to Cash team, a body set up to look at the future of cash, funded by LINK– the Scheme behind the ATM Network – and overseen by Natalie Ceeney, an ex-Financial Ombudsman. The report, and the BBC article accompanying it, highlighted revealing facts from ATM transactions declining by 8% in the course of the last year and the decline increasing by 5% since the beginning of 2018, to 37% of us still needing cash as local services and shops don’t yet take digital payments. Fortunately, as point of sale (POS) hardware technology replacement cycles are relatively short, contactless solutions will soon be ubiquitous, facilitating wider payment options for merchants and their customers.

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Topics: News